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Earthquake Insurance for Business

Coverage for earthquake damage is excluded in most property insurance policies, including homeowners and business owners package policies. If you live in an earthquake-prone area, you'll need a special earthquake insurance policy or commercial property earthquake endorsement.

 

Earthquake policies have a different kind of deductible -- a percentage of coverage rather than a straight dollar amount. If the building is insured for $100,000, with a 5% deductible, for example, in the event of an earthquake, your business would be responsible for the first $5,000 in damage.

 

Please chat, call, text, or email us to discuss your particular business insurance requirements and options.

RELATED POLICIES

  • Professional Liability

  • Employment Practices Liability (EPL)

  • Commercial Auto

  • Earthquake

  • Flood

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