HOME // BUSINESS INSURANCE // COMMERCIAL GENERAL LIABILITY (CGL)

Commercial General Liability (CGL)

  • Liability (BI & PD)
     

  • Personal Injury (PI) & Advertising Injury (AI): This covers injury other than “bodily injury”, arising out of one or more of the following offenses:
     

    • False arrest, detention, or imprisonment (shoplifting)
       

    • Malicious prosecution
       

    • The wrongful eviction from, wrongful entry into, or invasion of right of private occupancy of a room, dwelling, or premises that a person occupies, by or on behalf of its owner, landlord, or lessor (rent real property or someone who owns or operates hotel or motel)
       

    • Oral or written publication of material that slanders or libels a person or disparages a person’s or organization’s goods, products, or services.
       

    • Oral or written publication of material that violates a person’s right of privacy.
       

    • The use of another’s advertising idea in your “advertisement”.
       

    • Infringement upon another’s copyright, trade dress or slogan in your advertisement.
       

      • PI: Examples are slander, libel, invasion of privacy, false arrest, malicious prosecution, wrongful entry or eviction.
         

      • AI: This is personal injury caused by advertising, which includes slander, libel, and invasion of privacy, and also such things as copyright infringement or stealing someone’s advertising idea
         

    • Medical Payments: covers medical expenses without regard to fault when an accident arises out of the insured’s operations or occurs on or next to the insured’s premises. This does NOT cover injuries to an insured or a tenant or employee of the insured.

Please chat, call, text, or email us to discuss your particular business insurance requirements and options.

RELATED POLICIES

  • Professional Liability

  • Employment Practices Liability (EPL)

  • Commercial Auto

  • Earthquake

  • Flood

Questions?

We love to help! 

1-833-BIG-TREE

  • White Facebook Icon
  • White LinkedIn Icon
  • 1494859141916

DISCLAIMER

This website provides only a simplified description of coverages and is not a statement of contract. Coverage may not apply in all states. For complete details of coverages, conditions, limits and losses not covered, be sure to read the policy, including all endorsements.

© Copyright 2020 English Insurance Group, LLC. All Rights Reserved.